When adjusted for inflation, today’s home prices are lower than those in 2006 that contributed to the crash.

Subprime or nonprime loans (granted to borrowers unable to qualify for conventional mortgages) only made up a small percentage of loans in the past five years compared to 20% in 2005

 Homeowners are more cautious, choosing to retain equity in their homes instead of borrowing against them.

Stricter lending standards reduce the likelihood of borrowers defaulting on their mortgages.

About our Team

The Sherri Patterson Team specializes in residential real estate and relocation, with a combined 75+ years of experience serving the Sacramento, El Dorado, Placer and Yolo counties. We work directly with hospitals, physicians and medical professionals. Whether you're looking to buy, sell or relocate to the Greater Sacramento area, we are the premier real estate team of choice. Our office is located at Keller Williams in Folsom, CA