1. Get Your Documents Organized

 The first step in any home buying journey is to get your financial ducks in a row. For medical professionals, this means having your documents organized and ready for the mortgage application process. Lenders typically require proof of income, tax returns, and employment verification, but here are a few more documents that might come in handy:

• Proof of identification
• Two years’ worth of tax returns and W2s
• Three months of statements for checking, savings and brokerage accounts
• Proof of residency, if you’re matched to a residency program
• Debt statements for student loans, credit cards, and auto loans
• The source of your down payment, in certain scenarios

Having these documents readily available will expedite the mortgage approval process, putting you one step closer to your dream home.

2. Get Pre-Approved

Before you start shopping for homes, it’s crucial to get pre-approved for a mortgage. This step not only gives you a clear idea of your budget, but it also makes you a more attractive buyer to sellers. Pre-approval shows that you're serious about buying, and it can give you an edge in competitive housing markets.

3. Work with a Real Estate Professional

Navigating the real estate market can be challenging, especially if you're relocating to a new city/state for work. That's where The Sherri Patterson Team comes in. We can assist with long-distance showings and provide valuable insights into your new destination. Sacramento is becoming quite the medical hub, and our team has close connections with Sutter Medical Group, Dignity Health, UC Davis, and Kaiser Permanente.

4. Narrow Down Your Preferred Neighborhoods

As a medical professional, you may have a busy and unpredictable work schedule. When looking for your next home, consider its proximity to your workplace and any healthcare facilities you might frequent. A shorter commute can make a big difference in your daily life. As your local Sacramento experts, we'll help you narrow down neighborhoods that fit your needs and preferences.

5. Address Needs vs. Wants

It's easy to get caught up in the nitty-gritty of house hunting, so try to save time by distinguishing your home needs and wants. Identify your must-haves and prioritize them. This approach helps you stay focused on finding a home that suits your practical needs rather than getting distracted by features that might not be essential.

6. Keep ROI in Mind

As a medical professional, you understand the importance of planning for the future. When buying a home, it's crucial to keep the potential return on investment (ROI) in mind. Medical professionals often face job changes or relocations, so consider the resale value of your home. Invest wisely to ensure that when the time comes to sell, you can do so quickly and profitably.



Buying a home as a medical professional may have its unique challenges, but with the right approach and guidance, it can be a smooth process. The Sherri Patterson Team is here to support you every step of the way. We understand your particular needs and are dedicated to helping you find the perfect home in Sacramento. Contact us today, and let's make your dream of homeownership a reality!